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A mom's journal of home life stories, hopes and dreams for her two wonderful kids
Showing posts with label salt and light. Show all posts
Showing posts with label salt and light. Show all posts

Wednesday, November 16, 2016

Ace water spa buffet fee and other menu, Paper and pencil assessment, Ethical considerations in assessment, #IWishMyTeacherKnew

Thinking of going to Ace Water Spa?

Here are their buffet rates:
Adults
P605/head weekdays
P715/head weekends
Kids (3-4.6ft in height)
P247.50/head

Separate access and payment to the spa

Spa access:
Adult - P550
Kids 4ft below - P250

Paper and pencil assessment
Paper and pencil type comprise the majority of classroom assessments I had as a student - from quizzes, to seat work to essay tests. I remember taking some performance-based assessments such as dance presentations, home economics skills demonstration and public speaking during elementary and high school. For college, my undergraduate course required a few TV and radio production classes which involved regular performances.

Paper and pencil assessments taught me valuable life skills such as taking down notes during class, mustering the courage to clarify what is not clear to me, and developing friendships with classmates who help me prepare for such exams.

Performance-based assessments, on the other hand, helped me directly learn new skills and processes.

Hat Tip, Escape The City

I have been a proud product of Philippine public school education. It is only now in post graduate that I have enrolled in a private institution. Generally, I consider my schooling as top notch. I was fortunate to have excellent and passionate teachers who valued us, their students, as if we were their own family.

However, my educational experience does not resonate with the majority of Filipinos.

Stories about teachers physically hurting non-performing students, school administrators manipulating honor roll, teachers giving out quizzes as punishment to students' behavior are real and illustrate lack of ethics when it comes to assessment of learning.

Though I have not directly experienced any such things, I am most able to resonate with the psychological strain that classroom assessment typically has on students.

I would like to meet a student who enjoys taking exams. Assessments, no matter how beneficial, remain a requirement students grudgingly take on. It is synonymous to pressure, cramming and manual labor.

School and learning are fun, but when assessment gets into the picture, the fun stops. Perhaps due to competition among learners, pressure from the family or society, and the feeling of being judged among other things, contribute to the negative psychological impact of classroom assessment.



#IwishmyteacherKnew
An American teacher, Kyle Schwartz gave out a simple question at the start of the school year to break the ice with a short essay prompt: I wish my teacher knew. The responses she got where overwhelming, with several students revealing deep and personal issues about their family, parents and dreams.

She shared some students' reply via Twitter and the hashtag #Iwishmyteacherknew became viral.


Monday, July 18, 2016

Everybody wins

Everything else implies a winner and a loser. But this is not a game. If someone wins, everyone does not have to lose. And if someone loses, everyone else doesn’t win. Instead, we need to figure out how to come together and reconcile with one another. — @glennbeck https://medium.com/@glennbeck/disagree-or-be-fired-a0ae2deca9b6#---54-305.ld8hbj7dz

As a parent and a wannabe educator, I would like to promote an alternative mindset much different from competition we are all familiar with. 

In competitions, contenders battle it out for the first spot.  Each prepares and trains, but only one one gets to be awarded the ultimate competition title. This works in athletics, in school competitions, in promoting excellence and hard work. However, the trouble begins when we adopt this competition mindset to our daily lives. On the road, we feel like we must beat the other car and drive ahead. In the office, we refuse to help others who may reach higher than us.

We fail to understand that life has its ups and downs. Life has opportunities and right timing (TAMANG PANAHON ala Kalyeserye style). No matter how good we may be, our preparations and skills will not land us to the top spot unless the odds favor us as well. Adopting the mindset that we can all win recognizes that our time has not come yet, and we must keep on improving and growing until it comes. We can begin to feel truly happy for others who reach this success, because their triumph is not deducted from our capabilities to win.

We must not treat one another as enemies fighting the same battle where only one wins. Instead, let us think that life is a battle, yet all of us WINS at our own right time.
It's all a matter of perspective.

Sunday, July 3, 2016

Personal vs. Organizational Goals

If the organizational goal does not match with employees’ personal goals, which one should prevail? This dilemma reminds me of psychologist Erik Erikson and his psychosocial development theory. Erikson believed that every stages in human growth focused on overcoming a conflict. Success or failure in dealing with each stage impacts overall functioning. For example, during adolescence, the primary conflict is to establish personal identity. Failure to do so results in role confusion while successful completion of each stage lead to healthy personality. For this paper’s topic, this falls under the adulthood stage, occurring from ages 18 to 40 where someone battles between intimacy vs. isolation. Relationships become long term commitments which afford safety, care and trust. Though this theory obviously focuses on finding lifetime partners, I would like to think that this theory plays well in the conflict of personal vs. organizational goals. There are people who transfer from one workplace to another, leaving their resumes littered with lists of companies they have worked with, while others remain loyal to the company where they have started working professionally until their time of retirement. Some companies may have provided culture and relationships that promote strong employees’ commitment that are hard to break and leave behind despite conflicts of personal and organizational goals.

Looking at our dilemma again, there are two sides and standpoints to consider. Management will definitely require that their goals win over employees’ personal goals during times of conflict. On the other hand, employees want that the management will listen to their personal arguments and allow that their own goals prevail over that of the organizations. We see this conflict and have probably read about failed collective bargaining agreements resulting in employee unions’ protests. These are disruptive and unproductive for both parties concerned yet these occur in real life due to unyielding parties.

One of the biggest concern of top business leaders when it comes to managing human resources is the difficulty of convincing the workforce that when they align with the company’s goals, their personal goals will be met too (Collins, Porras 2004). Applying Abraham Maslow’s Hierarchy of Needs in the context of businesses, we note that basic needs such as food, clothing, shelter, etc. must be satisfied first before employees can progress to the higher levels which involve self-esteem and self-actualization. It is my opinion that when personal and organizational goals clash, effective management should support personal growth. This can be done through the establishment of performance culture where management works involvedly in both personal and organizational level - engaging with employees while setting the direction of the organization. When management ignores employees’ personal interests and conerns, the employees become uninterested and unmotivated in achieving the goals of the organization. Effective leaders ask how to help the people they are leading, and when employees know that their needs are important and being addressed by the organization, they become motivated and productive at work. Effective leaders also present all the necessary information to employees—how employees’ performance impact organizations’ goals and success financially. When employees are educated, they feel more involved and empowered towards the organizations.

References
Collins, J., & Porras, J. I. (2004). Built to last: Successful habits of visionary companies. New York: Harper Business.
Maslow's Hierarchy of Needs - Learning Theories. (2014). Retrieved June 25, 2016, from http://www.learning- theories.com/maslows-hierarchy-of-needs.html

McLeod, S. (2013). Erik Erikson. Retrieved June 25, 2016, from http://www.simplypsychology.org/Erik-Erikson.html

Thursday, February 7, 2013

Notes on Elisabeth Elliot's Love has a Price Tag

Elisabeth Elliot - missionary, mom, author

I first knew about Elisabeth Elliot from the movie Through Gates of Splendor. It documented their missionary days in a remote jungle in Ecuador and how their husbands were killed by the Auca people whom they have been praying for to share the gospel with - their husbands of barely five years.

Their story convinced me more to seek God's kingdom and live my life for Him.

Keep a Quiet Heart
Then I came across my sister's book written by Elisabeth, Keep a Quiet Heart. It is a compilation of writings on various topics like family, faith, even social issue commentaries. I read it three times from cover to cover and has been greatly blessed with her views and messages. Googled her and found out about her website which featured daily devotionals - http://www.elisabethelliot.org/.

It was sad to know she has stopped writing and speaking. She is a great blessing to the country of America, even to the world. So I decided to support her by getting another book: Love Has a Price Tag: Inspiring Stories That Will Open Your Heart to Life's Little Miracles. It will definitely not be the last book I will read by her.

Notes on Love Has a Price Tag
The purpose of life is to know God Photo credit:PraisePhotography.com
  1. The purpose of life is to know God - we do this on our own. Others may point us closer to Him, yet the experience is all unique for every individual, personal.
  2. When God made man, He made him in His own image. When He made the animals, His imagination roamed wide and free - The Adventures of Toby is an animation series that is not only top quality but parent approved.
  3. If we give out love, there is ultimately no way on heaven or earth to avoid receiving and receiving far more than we could possibly give.
  4. Life is full of things we can't do anything about, but which we are supposed to do so mething with. - My take on this, my son's special needs in class is NOT a problem but a purpose - to improve myself, that I may be able to love them more, and learn to trust God more.
  5. Prayer is like incense. It costs a great deal. It doesn't seem to accomplish much (as we mortals assess things). It soon dissipates but God likes the smell.
  6. Let thanksgiving be the habit of your life
  7. God has no problems only plans. Corrie Ten Boom
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Saturday, March 31, 2012

Memory backup, Kid suggestions, Ilocos Norte and Pagudpud

Age has turned my topsy-turvy memory in a more chaotic state. Thanks to my daughter, I have needed help.

"Remind me that we need to buy this and that at the supermarket." We go buy at the supermarket and I am gently of what I earlier told her. Her impressive memory and persistence prove to be a useful backup to my otherwise short term memory.

She loves to go to school. There's no problem in waking her up, and getting her ready.

Within reach
While passing urine in the rest room, my preschooler boy remarked, "Why is our light switch placed so high? Creatures like me find it hard to reach!"

"How then should we place it?"

He argued they should be placed low enough for everyone to reach.
Top view of Ilocos Norte


Ilocos Norte with Manong Ador
Part of our emerging family tradition is to spend the New Year's eve in a new place. Partly to avoid the smoke of the fireworks, though we've observed that the smoke is the same anywhere we go.

This time we headed to Ilocos Norte. Took a low price airplane Cebu Pacific on sale seat on our way there and toured around Laoag City. It was sad that it was a weekend when we were there. The city's museum is impressive.

I love it that riding the kalesa is not as pricey as compared here in Manila. Fare is like that of tricycles, which is Ilocos Norte's equivalent of the jeep. P10/ride per head when we went there. Jeeps are reserved for town-to-town trips like when we went from Laoag to Paoay to visit the World Heritage Church there. We also visited a chicha-corn factory.

Corn, garlic and salt are materials abundant in Ilocos Norte, that's why chichacorn rules there!
Afterwards, we took a bus to go to Pagudpud - Luzon's Boracay. If I remember it, the fare from Laoag to Pagudpud is P60/head.

In Pagudpud, we met Mang Ador. A tour guide/tricycle driver. His number is 0948-794 0255. He toured us around Pagudpud, and the nearby towns. He even helped us look for our accommodations. He said that local tourism is a big boost in their livelihood and that the local government is helping them get proper training.

If you're Ilokano, you can read this!
We chose to visit the lighthouse of Bojeador, South East Asia's tallest. It's on top of a hill, so it really has a breathtaking view of the sea below. At summertime, visitors have to walk from the bottom up. We were lucky that Mang Ador's able tricycle took us at the steps of the lighthouse.

On our way, we had lunch and I ate their pinakbet version. I find it a bit salty. Perhaps because salt is so cheap there? Pasuquin's rows and rows of road-side salt stores are nice to see. Mang Ador chose the Bagnet, the pork chop of Ilocos Norte.

I love their green grapes. The seeds make them real healthy. A kilo is P80.

The windmills of Bangui were giants guarding the shore. They make this scary sound that my little boy doesn't like. They say that it supplies 40% of the province's power needs.

On our way back, we took the bus and it was expectantly uncomfortable. It was cheaper. We had no choice. All throughout the 12-hour trip from Laoag to SM North, the bus kept on stopping to load vegetable produce from farmers who had contacts in Manila. From the smell of it, we rode with onions and pepper. The other vegetables didn't smell that strong.

Before boarding the bus, I was able to try their empanada. It's a marriage of lumpiang toge and kwek-kwek. It's either I am not a great fan, or the one I tried wasn't very well prepared.

Thursday, November 17, 2011

Which events and people will you remember 2011 for? 5-minute Bible stories for kids, Worst-Case Scenario Survival Handbook and Recipe for successful achievements

2011 has been a colorful and eventful year.



I would summarize it to be a landmark year when it comes to web development - my work. With the release of Apple's iPad 2, tablet and mobile use has spiked so incredibly that web designers and developers have gone BUSY. Personally, I started with developing ecommerce sites and that's AWESOME.

In terms of personalities, names like Steve Jobs Kim Jong-Il, Prince William and Catherine Middleton made the year that has been emotionally stirring. Even causing others to ask soul-probing questions about life and love.

Politically, the freedom riots in the Middle East are changing how the world works. It's getting flatter by the day.

Lastly, 2011 has been full of global weirding tragedies which claimed lots of innocent lives. The Japan tsunami, Thailand flooding, and Sendong typhoon showed men's feebleness vs nature's wrath. These same events, however, highlighted men's ability to be bigger than himself when he chooses to serve others before his own needs.


Closer note
We have adopted a Tuesday and Thursday family activity of singing hymns, praying and reading Bible stories. The two kids love it! They want to do it daily.

The goal was to enforce family devotion, and provide parent-guided communication about God and faith. It was heart warming to get this Bible passage in one of my devotionals:

1 Corinthians 3:7 NLT
"It’s not important who does the planting, or who does the watering. What’s important is that God makes the seed grow."
Our two kids were gifts from God, and He himself will watch over them and raise them up in a way that will please Him. Praise be to God!


Book trivia

This year, I finished reading The Worst-Case Scenario Survival Handbook, a gift to my husband from dear friends.

Here are cool tips I got from there:

  • Bees moving in large masses are called swarms.
  • To survive a stampede, determine first where they are headed and then get out of the way. If you cannot escape your only option is to run alongside the stampede to avoid getting trampled.

From the email, tumblr and twitter world
I confess, I love reading heartwarming and inspiring literature. And I get that a lot from my email inbox, tumblr and twitter accounts. Facebook too. Sharing with you one of my 2011 favorites:

The recipe for successful achievements:
1. Enjoy your work.
2. Do your best.
3. Develop good working relationships.
4. Be open to opportunities.

Happy New Year!

Tuesday, August 9, 2011

Favorite iPad App, solar powered water bottles, sleeping bag coats, green bags from unwanted plants, and crave foods' healthy options

What happened to my kids?


How do you turn a treasure of games and entertainment tools into something beneficial? Allow use after a chose has been finished. That has been my rule in letting my kids use the iPad.

They love the gadget so much, even more than the old version because of the built-in cameras. They go crazy taking funny pictures of themselves through Photo Booth and recording video narrations.

However, to limit their use, mommy has to give the go before they can use it. I may get it back from too if the time is up, or if what they're doing isn't nice anymore. Most usual conditions I give my 5-year old is to write her complete name in a whole sheet of bond paper. I interchange this with having her read a book, and she chooses the small picture books with just less than 30 words on them.


Living my dream
I have always carried this desire in my heart to be an entrepreneur. I am living the dream now, being a freelance web/graphics designer and an all-around raket-eer. Yet I am still not satisfied.

It could perhaps be because my business pursuits haven't taken off. My projects are fine, yet I am not literally running a profitable business with regular employees. My closest shot with being an entrepreneur is leaving the corporate world and exiting the rat race.

Perhaps a more compelling reason is the fact that, like Bill Gates, I would like to pursue more humanely projects. Money-generating activities that don't solely exist to collect paychecks but more importantly, to give back to those who have no idea how to make it.

Here are a few inspiring stories:


Explaining what the coat is, as quoted from Veronika Scott, the designer:

"self-heated, waterproof, and transforms into a sleeping bag at night.

It is made by a group of homeless women who are paid minimum wage, fed and housed while creating these coats made for those living on the streets. The focus is on the humanitarian system to create jobs for those that desire them and coats for those that need them at no cost. The goal is to empower, employ, educate, and instill pride. The importance is not with the product but with the people.

Find out more about this project: The Empowerment Plan


Stools, bags, pillows and more woven from water hyacinth in Cambodia, by people living in that community. This is not just green, it is also community-friendly.

These invasive plants thrive and choke waterways causing floods and loss of agricultural produce. I have seen them floating over lots of Metro Manila's rivers and they are nuisance, to say the least. I laud what these designers have done and wish that more efforts towards this same direction be taken in different countries.

Know more about this designer here: Aissa Logerot

Solar lamps from recycled soda plastic bottles filled with water

I came across this ingenious invention through Tumblr and research how this seemingly simple trick is done:

In 2002, during a long electrical shortage, at Uberaba, São Paulo, Brasil, Mr Alfredo Moser discovered a way to gather sun light in the house through plastic bottles hanging from the roof. First shown at the Globo Reporter in the 25th May 2007.
Now, I am pleased to know that a lot of Filipino families have benefitted from the sun through the Isang Litrong Liwanag, a non-governmental agency which promotes this innovation that help empower poor families.


Sorry, Captain Hook
Avoiding the 'yes-no' response, we've been rephrasing our remarks with the kids. One day, daddy was asking little boy what would the crocodile say to Captain Hook when it gets near him.

Carlos: He'd say sorry.
Daddy: Why sorry?
Carlos: Because he bit his hand.

I didn't think of that.
Want tobacco? Have Silicon
Craving for something? Beat your taste buds with these healthier options.

Want cool drinks? Have manganese. This is abundant in walnuts, almonds, blueberries.

Want salty foods? Have chloride. This is abundant in fish, unrefined sea salt.

Want soda or carbonated drink? Have calcium. This is abundant in broccoli, kale, legumes.

Update on Enopi and wushu classes
“If you want to live a happy life, tie it to a goal, not to people or things.” ~ Albert Einstein
Both my plans of enrolling my two kids to Enopi and wushu were foiled this month. Better and more appropriate ones came along and I had to go with them.

My kids' school offered after-school tutorials with actual preschool teachers giving the lessons. I enrolled my 3-year old to academic tutorial there. Our schedule is thrice a week for 45 minutes per session. The fee is P2600/month.

I let my 5-year old girl do wushu for body exercise and peer interactions. However, she cried on our way to her trial session. I had to really beg her to just try. She obliged me but told me and the coordinator after the one-hour workout that she doesn't want to come back.

It will just be swimming lessons for her - again.

Tuesday, January 19, 2010

Business Renewal in Quezon City

Much easier than applying for a business permit, renewing a business license in Quezon City can take you a single day only. What you will need:
  1. A 2010 barangay certificate which is now Php1,000 from the old Php300
  2. A 2010 cedula
  3. All the documents used for applying for a business permit, the ones they issued such as fire permit, urban planning permit, electrical and mechanical permit.
For a guided step-by-step how to, proceed to the BPLO or Business Permit Licensing Office, they have small paper giveaways there outlining how to go about renewing your business permit. Then have your business assessed at the Payment Lounge, where there are large LCD TVs and red airport benches.

Next step after this would be to have the assessed amount signed by the City Treasurer. Pay the required amount in the same area where you had it assessed then go back to the BPLO corresponding window. They will issue you a date on when you can claim the sticker, which is proof that you have renewed. Oh, they would get copies of the receipt of your payment.

Monday, January 11, 2010

Global thinkers

A big concern when we visited Hong Kong was that the kids would love it more, it being a first-world country. This was all erased while Lois and I were walking to school this morning. A foreigner was walking ahead of us, and he had a friendly chat with one of the street vendors.

After this, Lois asked me why that guy was here in the Philippines when he obviously is not Filipino. She told me that foreigners should be in their own countries. I grabbed this opportunity to share what I thought is an important lesson - that the Philippines is a beautiful country that's why many people, even from other countries go here. And that when she is already big enough, for her to carry the Philippines in her heart so that she will never forget about her country even if she gets to visit other places.

Friday, October 2, 2009

A boy who changed his world

Reposting from BBC

The extraordinary true story of a Malawian teenager who transformed his village by building electric windmills out of junk is the subject of a new book, The Boy Who Harnessed the Wind.

Self-taught William Kamkwamba has been feted by climate change campaigners like Al Gore and business leaders the world over.

His against-all-odds achievements are all the more remarkable considering he was forced to quit school aged 14 because his family could no longer afford the $80-a-year (£50) fees.

When he returned to his parents' small plot of farmland in the central Malawian village of Masitala, his future seemed limited.

But this was not another tale of African potential thwarted by poverty.

Defence against hunger

The teenager had a dream of bringing electricity and running water to his village.

William Kamkwamba and one of his windmills

Many, including my mother, thought I was going crazy - people thought I was smoking marijuana
William Kamkwamba

And he was not prepared to wait for politicians or aid groups to do it for him.

The need for action was even greater in 2002 following one of Malawi's worst droughts, which killed thousands of people and left his family on the brink of starvation.

Unable to attend school, he kept up his education by using a local library.

Fascinated by science, his life changed one day when he picked up a tattered textbook and saw a picture of a windmill.

Mr Kamkwamba told the BBC News website: "I was very interested when I saw the windmill could make electricity and pump water.

"I thought: 'That could be a defence against hunger. Maybe I should build one for myself'."

When not helping his family farm maize, he plugged away at his prototype, working by the light of a paraffin lamp in the evenings.

But his ingenious project met blank looks in his community of about 200 people.

"Many, including my mother, thought I was going crazy," he recalls. "They had never seen a windmill before."

Shocks

Neighbours were further perplexed at the youngster spending so much time scouring rubbish tips.

Al Gore
William Kamkwamba's achievements with wind energy show what one person, with an inspired idea, can do to tackle the crisis we face
Al Gore

"People thought I was smoking marijuana," he said. "So I told them I was only making something for juju [magic].' Then they said: 'Ah, I see.'"

Mr Kamkwamba, who is now 22 years old, knocked together a turbine from spare bicycle parts, a tractor fan blade and an old shock absorber, and fashioned blades from plastic pipes, flattened by being held over a fire.

"I got a few electric shocks climbing that [windmill]," says Mr Kamkwamba, ruefully recalling his months of painstaking work.

The finished product - a 5-m (16-ft) tall blue-gum-tree wood tower, swaying in the breeze over Masitala - seemed little more than a quixotic tinkerer's folly.

But his neighbours' mirth turned to amazement when Mr Kamkwamba scrambled up the windmill and hooked a car light bulb to the turbine.

As the blades began to spin in the breeze, the bulb flickered to life and a crowd of astonished onlookers went wild.

Soon the whiz kid's 12-watt wonder was pumping power into his family's mud brick compound.

'Electric wind'

Out went the paraffin lanterns and in came light bulbs and a circuit breaker, made from nails and magnets off an old stereo speaker, and a light switch cobbled together from bicycle spokes and flip-flop rubber.

Before long, locals were queuing up to charge their mobile phones.

WINDS OF CHANGE
2002: Drought strikes; he leaves school; builds 5m windmill
2006: Daily Times writes article on him; he builds a 12m windmill
2007: Brings solar power to his village and installs solar pump
Mid-2008: Builds Green Machine windmill, pumping well water
Sep 2008: Attends inaugural African Leadership Academy class
Mid-2009: Builds replica of original 5m windmill

Mr Kamkwamba's story was sent hurtling through the blogosphere when a reporter from the Daily Times newspaper in Blantyre wrote an article about him in November 2006.

Meanwhile, he installed a solar-powered mechanical pump, donated by well-wishers, above a borehole, adding water storage tanks and bringing the first potable water source to the entire region around his village.

He upgraded his original windmill to 48-volts and anchored it in concrete after its wooden base was chewed away by termites.

Then he built a new windmill, dubbed the Green Machine, which turned a water pump to irrigate his family's field.

Before long, visitors were traipsing from miles around to gawp at the boy prodigy's magetsi a mphepo - "electric wind".

As the fame of his renewable energy projects grew, he was invited in mid-2007 to the prestigious Technology Entertainment Design conference in Arusha, Tanzania.

Cheetah generation

He recalls his excitement using a computer for the first time at the event.

"I had never seen the internet, it was amazing," he says. "I Googled about windmills and found so much information."

Onstage, the native Chichewa speaker recounted his story in halting English, moving hard-bitten venture capitalists and receiving a standing ovation.

Bryan Mealer (left) with William Kamkwamba
William Kamkwamba and Bryan Mealer (left) spent a year writing the book

A glowing front-page portrait of him followed in the Wall Street Journal.

He is now on a scholarship at the elite African Leadership Academy in Johannesburg, South Africa.

Mr Kamkwamba - who has been flown to conferences around the globe to recount his life-story - has the world at his feet, but is determined to return home after his studies.

The home-grown hero aims to finish bringing power, not just to the rest of his village, but to all Malawians, only 2% of whom have electricity.

"I want to help my country and apply the knowledge I've learned," he says. "I feel there's lots of work to be done."

Former Associated Press news agency reporter Bryan Mealer had been reporting on conflict across Africa for five years when he heard Mr Kamkwamba's story.

The incredible tale was the kind of positive story Mealer, from New York, had long hoped to cover.

The author spent a year with Mr Kamkwamba writing The Boy Who Harnessed the Wind, which has just been published in the US.

Mealer says Mr Kamkwamba represents Africa's new "cheetah generation", young people, energetic and technology-hungry, who are taking control of their own destiny.

"Spending a year with William writing this book reminded me why I fell in love with Africa in the first place," says Mr Mealer, 34.

"It's the kind of tale that resonates with every human being and reminds us of our own potential."

Can it be long before the film rights to the triumph-over-adversity story are snapped up, and William Kamkwamba, the boy who dared to dream, finds himself on the big screen?


http://news.bbc.co.uk/2/hi/africa/8257153.stm

Tuesday, September 30, 2008

For the Love of Money

I have been raised in a big family. Five big brothers, four big sisters and a throng of close relatives living nearby. Money has never been an issue, because there is none to begin with. Everything has its designated allotment long before the money comes. Prudence on financial matters was always practiced. Resources were recycled, reused and reduced. This has been so ingrained in my veins I turn off all electrical appliances when not in use, unplugging them even. My husband turns nuts over this because I insist he does the same.

Despite this, we are still not rich. Life is more comfortable though, now that all of us siblings are all grown up and with our own families. I would like to share some financial principles hoping one day, Lois and 2 would benefit from them.

Credit Cards

Some studies say people spend 30 percent more when they use credit cards instead of cash. This is because we get the illusion that money is not lost since the card is returned after each purchase. One of my sisters was duped this way. Worst, she didn't pay all her monthly dues completely, making compounding interest worsen her debt month by month. My brother had to help her when the bank companies started calling.

To prevent this, I paid all my purchases when it was my turn to have my own credit card. I just maximized the 30-day leeway, and got all the bonus points. To do this, I used the envelope system. One envelope represents each fund allotment.

I think I had eight then:
1.tithes
2.fund I give to my Inang
3.utilities
4.allowance
5.clothing expenses
6.food stuffs
7.social expenses like night outs and weekend getaways
8.and savings.


With the dawn of online banking, I threw the envelopes away. Instead, I immediately transferred funds online so when it's payment time, my properly allocated money equal all the credit card purchases I made. It is still more practical to carry less cash in Manila, so it's always credit card as much as possible.

Gift Giving
As much as we can, that's our principle when it comes to gift giving. This is one of the statements we would like to make as a Christian family. That doesn't mean though that we give the moon and the stars, everything is still within our spending limit. Sometimes when I really get encouraged – ok, pumped – by those big, red letters of store sales, I give in to my feminine side by buying for relatives. This way, I don't get to cram for my Christmas shopping and I am able to give in to my ill-nature of shopping during sale.


Savings

Rich Dad, Poor Dad's basic principle is to pay your self first then use those savings to earn for you. Paul and I are not great savers. God has blessed us with just enough. Our strategy, though not the best is to get those pension plans, insurance and stuff, plus a non-negotiable long-term deposit for the kids' schooling. Adding to that savings fund is not regular, only when we get a big windfall like bonus from the office, etc. - clearly, grace of God.

Loans
As believers, one of the biggest challenges especially to Paul is to live debt-free. We're long way off that, but that's the goal we want to get to. No major purchases because ever peso we get has already been allotted for.

Summing it up

God owns everything. He feeds the birds of the fields, what more us, His royalties? Prayer is our main tool and God's words are our primary weapon. May Lois and Baby 2 learn to spend wisely and live fully as salt of the earth.

On Salts. Got this from Crosswalk.com
We are salt. Do you know that salt is used in greater quantities and for more applications than any other mineral? It has more than 14,000 known uses! Every living creature requires salt for life and health.
Salt can soften hard water, remove impurities; preserve and cure foods; tan hides and it's even been used to seed clouds to produce rain.
 
When Jesus refers to us as salt he means that we are essential to every living creature. We have thousands of uses in His hands. We can help soften, heal, separate, remove impurities, fill, preserve, cure and even tan hides!